Please provide at least one term for your search.
For Me
For My Business
Bank
Search Close
Contact us
Financial reports
Accounts & Cards
Loans
Savings
Private banking
Digital Banking
Establish a company
MICRO & Self-Employed
SME
Corporate
Savings and Investments
Trade financing
Digital Banking
Green Loans
European funds
Our story
Clients&Partners
Investors
Insurance
Renovator
Data update
Careers
Jurnal Online
Online Journal
General info
Banci corespondente
Search Close
Archive

Future Plan

It's never too soon to start saving for your child

SAFE

Savings can only be multiplied, because we do not charge commissions for opening or administration. The savings for your child are guaranteed by The Deposit Guarantee Fund.

ACCESIBLE & FLEXIBLE

You always have access to money without being penalized and without losing the accrued interest.

ANNUAL BONUS

You can receive a 15% bonus on a yearly basis from the amount of interest paid over the last 12 months if you honor your promise to deposit money in the Future Plan every month and not to withdraw it.

WHAT YOU NEED TO KNOW

The Future Plan opens on behalf of your child, and you have full rights. Find out all you need to know that so your savings can keep growing.

  • Mandatory minimum amount for monthly deposits: LEI 42/ EUR 10/ USD 15.
  • The interest is variable and is calculated on a daily basis and capitalized monthly.
  • The term of establishment of the savings plan: up to the age of 18 the minor who is the holder of the savings plan.
  • Deposits: at any time and for any value (provided that the amount of the monthly deposits is at least equal to the minimum mandatory amount for monthly deposits).
  • Cash withdrawals: at any time and for any value.
  • The closing of the savings plan can be done:
  1. anytime, at your request;
  2. if you do not deposit for at least 3 consecutive months, at least the minimum monthly amount required / if the holder turns 18, the savings plan shall automatically terminate, and the existing balance shall be transferred to the current account.

WHAT IS YOUR GAIN

The interest is variable and is calculated on a daily basis and is capitalized monthly. You receive a 15% bonus if you meet certain conditions.

You receive a 15% bonus from the amount of interest paid over the last 12 months, but no more than LEI 600, if:

• you do not comply for more than 2 months for each 12-month period with your commitment to monthly save at least the minimum amount mentioned;

• you do not make any cash withdrawals from the balance of your savings plan over the 12-month period. See the list of costs and interest below

Our dedicated staff is at your disposal for any information about our products and services at tel. 021 303 69 69 or 0800 801 802.

Contact

This website uses cookies. By closing this pop-up, you express your consent to the usage of cookies.

The site is optimized for Chrome, Firefox or Safari

(function(h,o,t,j,a,r){ h.hj=h.hj||function() {(h.hj.q=h.hj.q||[]).push(arguments)} ; h._hjSettings= {hjid:1201617,hjsv:6} ; a=o.getElementsByTagName('head')[0]; r=o.createElement('script');r.async=1; r.src=t+h._hjSettings.hjid+j+h._hjSettings.hjsv; a.appendChild(r); })(window,document,'https://static.hotjar.com/c/hotjar-','.js?sv=');